The lending stack,
not a vendor list.
KYC, bureau pulls, mandates, eSign, and payments as one API. LOS, LMS, and CRM on top.
curl -X POST https://api.neetix.in/v1/bureau/pull \
-H "Authorization: Bearer sk_live_..." \
-d '{ "pan": "ABCPE1234F", "type": "soft", "bureau": "cibil" }'{
"score": 761,
"grade": "A",
"decision": "APPROVED",
"latency_ms": 28
}Every step of a loan, one platform.
Six stages from applicant to repayment. Each one is an API you can call today.
APIs run the loan. The Suite runs the business.
CRM, LOS, and LMS ship pre-wired into the same APIs, so your ops team gets underwriting queues, collections buckets, and disbursal approvals on day one.
Origination that calls the APIs for you
Lead in, KYC review, bureau pull, BRE evaluation, sanction, eSign, disbursal. Every stage of the journey is a queue your team works, backed by the same endpoints you can call directly.
Taking real applications in under a week.
Pre-built journeys, pre-integrated bureaus, pre-wired NACH. Configure, brand, go live.
Build in-house
4 to 6 months
Hire team, pick vendors, integrate, test, audit.
Typical vendor
8 to 12 weeks
Discovery, custom build, UAT, SIT, handover.
LenderOS
Under 7 days
Pre-built suite, pre-integrated rails. Configure and launch.
Software plus the people who get you live.
Tech alone does not ship loans. Our team plugs in alongside yours so the platform actually reaches production.
Operations
Team structure, SOPs, partner integrations, RBI digital lending alignment. From license to first disbursement.
BRE design
Translate underwriting policy into versioned, auditable rules running inside Credit Engine.
Banking rails
Bank tie-ups, escrow and nodal accounts, disbursement rails, collection accounts. We know the gotchas.
Built for production traffic
Sub-30ms decisions, no cold starts. Designed for live books, not demos.
Your data stays yours
End-to-end encryption with self-deploy support. We cannot read your data without your key.
One vendor, whole stack
APIs, decisioning, and the Suite share one data model. No integration tax between them.