Neetix AI Suite now live — CRM + LOS + LMS in one stack. See what's new →
Neetix AI
NEETIxAICREDIT ENGINE
The operating system for digital lending

Credit intelligence,
engineered for Bharat.

One platform powering credit decisioning, origination, servicing, and customer ops for India's NBFCs, banks, and fintechs.

Live in production

Lenders already shipping on Neetix

TrueFund
Rupeedhan
PayTrust
Arthfincare
Mudra Boxx
Tap4Credit
Turant Loan
TrueFund
Rupeedhan
PayTrust
Arthfincare
Mudra Boxx
Tap4Credit
Turant Loan
Ship at rocket speed

Your lending product live in
under a week.

Not months. Not quarters. Web or app — we'll have you taking real applications in 7 days. Pre-built workflows, pre-integrated bureaus, pre-wired NACH.

DIY / In-house

4–6 months

Hire team. Pick vendors. Integrate. Test. Audit. Pray.

Other vendors

8–12 weeks

Discovery → custom build → UAT → SIT → handover.

Neetix

Under 7 days

Pre-built suite. Pre-integrated bureaus. Configure, brand, go live.

The Neetix stack

Two products. One lending platform.

Use Credit Engine standalone via API, or run your full operation on the Suite. Or both — they're built for each other.

Credit Engine · API

The credit decisioning brain

Raw bureau report → score + risk grade + decision in under 30ms. 7 bureaus, 825+ features, one endpoint.

7 bureau formats (CIBIL, CRIF, Experian, Equifax)
Sub-30ms decisioning, end to end
Account Aggregator + bank statement ingestion
Explainability API for every decision
Neetix Suite · SaaS

The full lending stack

CRM, LOS, and LMS in one SaaS — wired into Credit Engine. Run your whole lending business without stitching vendors.

Beyond the platform

Consultancy that gets you live.

Tech alone doesn't ship loans. Our team plugs in alongside yours — operations, credit policy, banking — so the platform actually goes to production.

OPERATIONS

Operations Consultancy

We design your end-to-end lending ops from day one — team structure, SOPs, partner integrations, regulatory alignment. From license to first disbursement.

Ops playbook + SOPs
Vendor + partner selection
RBI digital lending alignment
Team hiring guidance
BRE

BRE Consultancy

Business Rule Engine design — translate your underwriting policy into versioned, auditable rules running inside Credit Engine. Optimized for your target borrower.

Policy → rules translation
Risk threshold tuning
A/B framework setup
Continuous policy iteration
BANKING

Banking Consultancy

Bank tie-ups, e-NACH setup, escrow accounts, disbursement rails, collection accounts. We've integrated with 20+ banks and know the gotchas.

Bank shortlist + intros
e-NACH + UPI Autopay setup
Escrow + nodal accounts
Disbursement reconciliation
Why Neetix

Built for production. Built for India.

Built for speed

Sub-30ms decisions. SIMD-accelerated feature extraction. No cold starts. Designed for production traffic, not demos.

Data stays with you

End-to-end encryption. Self-deploy support. Even we cannot access your data without your API key — and we don't have one.

One vendor, full stack

Credit Engine, CRM, LOS, and LMS all share data and workflows. Cut your integration cost and your go-live time.

How it flows

From applicant to disbursal — without integrations.

The borrower hits your CRM, the application flows into LOS, LOS calls Credit Engine, decision flows back, LMS takes over. One platform, one data model.

CRM

Lead in

LOS

Application + KYC

Credit Engine

Bureau + decision

LOS

Approval + e-sign

LMS

Servicing + collections

Typical end-to-end time: under 4 minutes

Ready to ship credit faster?

Talk to our team about Credit Engine, the Suite, or consultancy. Most products go live in under 7 days.