eNACH mandates

Registration to presentation, without the NPCI paperwork.

eNACH mandate registration over Razorpay and Cashfree rails with UPI Autopay fallback. Present EMIs on schedule and reconcile through signature-verified webhooks.

api.neetix.in

curl -X POST https://api.neetix.in/v1/mandates \
  -H "Authorization: Bearer sk_live_..." \
  -d '{
    "customer_id": "cust_8814",
    "max_amount": 12500,
    "frequency": "monthly",
    "rail": "enach"
  }'

{
  "mandate_id": "mnd_4471",
  "status": "pending_authentication",
  "auth_url": "https://rzp.io/i/mnd4471",
  "rail": "enach"
}

What ships in the box

Mandate registration

Net-banking or debit-card authentication on NACH rails.

UPI Autopay

Fallback rail for borrowers without net banking.

Presentation scheduling

Present EMIs on due dates and retry bounces per your policy.

Status webhooks

Registered, active, presented, bounced. Signature-verified callbacks for every transition.

Endpoints

POST/v1/mandatesRegister mandate

GET/v1/mandates/{id}Mandate status

POST/v1/mandates/{id}/presentPresent installment

Providers

Each provider is an adapter behind the same interface. Pick one per lending program, switch with a config change.

Razorpay · emandateCashfree · eNACHUPI Autopay · fallback

Next up

eSign & agreements

Wire it into your journey.

Sandbox keys today, production keys when you are ready. An engineer answers, not a bot.