Bank verification

Know the account is real before a rupee moves.

Penny drop with name match, PAN to account linkage, and bank statement analysis through Account Aggregator rails or manual upload.

api.neetix.in

curl -X POST https://api.neetix.in/v1/verification/penny-drop \
  -H "Authorization: Bearer sk_live_..." \
  -d '{
    "account_number": "50100223847761",
    "ifsc": "HDFC0001452",
    "name": "Rohan Malhotra"
  }'

{
  "status": "verified",
  "beneficiary_name": "ROHAN MALHOTRA",
  "name_match": 0.94,
  "utr": "HDFCR52026071219384"
}

What ships in the box

Penny drop

One-rupee credit with beneficiary name match score.

PAN-account linkage

Confirm the account belongs to the PAN on the application.

AA consent flow

RBI Account Aggregator consent, fetch, and refresh via Finvu, OneMoney, or Ignosis.

Statement analysis

Salary detection, bounce counts, obligations, and monthly aggregates from AA or uploaded PDFs.

Endpoints

POST/v1/verification/penny-dropPenny drop + name match

POST/v1/verification/pan-bank-linkPAN to account linkage

POST/v1/bsa/aa-consentCreate AA consent

POST/v1/bsa/aa-pullPull statements via AA

POST/v1/bsa/manual-uploadUpload statement PDF

Providers

Each provider is an adapter behind the same interface. Pick one per lending program, switch with a config change.

Penny · penny dropFinvu · AAOneMoney · AAIgnosis · AADigitap · statements

Next up

Bureau pulls

Wire it into your journey.

Sandbox keys today, production keys when you are ready. An engineer answers, not a bot.