The full origination workflow, ready to ship.
Everything you'd build yourself for a serious LOS — already there. You configure your policy, we run the workflow.
Configurable workflows
Build any loan product — personal, business, BNPL, gold, SME — by composing steps in a visual flow builder. No code changes per product.
Inline credit decisioning
LOS calls Credit Engine the moment KYC clears. Auto-approve, auto-decline, or route to human review based on score, grade, and policy.
Document collection + OCR
Bank statements, salary slips, ITRs, GST returns. OCR-parsed, classified, validated. Auto-trigger AA flow when applicable.
Auto-underwriting rules
Write policy as code. Min/max ticket size, DTI cap, age bands, geography, employer category. Versioned, auditable.
E-sign + e-NACH
Aadhaar e-sign, NeSL, NPCI e-NACH — all wired in. Loan agreement to mandate registration without an ops handoff.
Disbursement orchestration
RBL, ICICI, HDFC, Razorpay payouts. Reconciliation built in. Auto-retry on bounce. Disbursement reports for finance.
What changes when origination runs itself
<4 min
Application → decision, median
85%
Of cases approved without human review
2 weeks
From signed contract to first disbursement
LOS calls into Credit Engine for decisions and hands borrowers to LMS for servicing. One platform, one workflow.